FAQs

Get necessary information you need to know about our businesses and services. The answers to our frequently asked questions will provide the adequate guide needed to invest with us or secure a loan.
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Investment - FAQs

Find answers to the most asked questions about our investment services and portfolio. Get the necessary information before you begin.
What is your interest rate on investments?

Not static depends on the amount you want to invest.

Do I get interest on my savings or investments?

Yes, you do. Interest is calculated on a prorated basis.

What interest do I get in my investment with AAA Finance?

A minimum of 10% per annum on any investment package

How is my interest paid?

Interest can be paid upfront, monthly, or at maturity.

What is the minimum/maximum amount to invest with AAA Finance?

You can invest as low as 50,000 naira. There is no limit to the investment amount.

Can I roll over my investment?

Yes, you can. You can roll over the principal or the principal with interest.

How do I get my investment once it matures?

Upon maturity, your investment and earnings are credited directly into your account.

How do I fund my investment account?

Transfer to your AAA Finance account.

Can I liquidate my investment anytime?

Yes, you can. Early liquidation will attract a surcharge of 40% on interest earned.

Can I add more funds to my investment account?

YES, you can top up daily, weekly, or monthly. Interest will be calculated based on the balance in your account at each given time.

Can I withdraw my investment to any bank account?

Yes, you can.

What is the minimum/maximum amount I can withdraw?

This is heavily influenced by the amount invested.

What is your interest rate on your investments?

Hyperlinks for product catalogs/documents should be added to direct the customer to the rate.

What type of investments do you have?

Hyperlinks for product catalogs should be added to direct the customer to the investment package.

How long does it take to get my money when I liquidate my investment?

Within 20 to 48 hours, you’ll receive your money shortly after liquidating your investment.

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Loans - FAQs

Interested in personal loans or raising business capital, find out answers to the most asked questions relating to applying for loans at AAA Finance.
Can I get a loan without a collateral?

Yes, you can. Terms and conditions apply.

What is the repayment plan for a loan?

Flat-based and Interest-based.

What type of loan do you give?

PERSONAL LOAN

CORPORATE/BUSINESS LOAN

What is your interest rate on loans?

Not static between the range of 5% to 8% per month.

What is the minimum/maximum amount for a personal loan?
  • Minimum as low as 250,000
  • Maximum as high as 5 Million
What are the criteria for getting a loan?

You are eligible to get a loan from us; if you:

  • At least 18 years old
  • Have a verifiable source of income
  • Live or work in the cities or countries where we operate.
  • Have a valid government-issued identification
  • Have a savings or current bank account with any commercial bank and have an account
    with us


How long does it take to complete a loan application?

Not long at all. Disbursement can happen within 2 to 5 after the loan application has
been submitted.

What is the repayment plan for a loan?

Weekly, Bi-Weekly, or Monthly depending on your loan type.

What if I can’t pay back my loan?

Late/Failed repayments affect your credit ratings/score limit your chances of getting another loan and can attract accruals.

After a loan repayment, can I apply for another loan?

Yes, you can.

Can I extend my loan tenor?

YES, you can if you are eligible and have a good credit history with us.

How do you make a lending decision?

Our lending is predominantly based on the documents or information you provide and your
credit history.

What is an AAA Finance Account?

Your AAA Finance account can be your transaction account (Wallet), savings account or fixed investment account.

What is the tenor for a business/corporate loan?

Tenor can be from 30 days to 365 days.

What is the process of getting a business loan?

Kindly contact firstcontact@aaafinancegroup.com.

What are the tenor options available for a business loan?

There are 30/60/90 days to a maximum of 365 days depending on your preference and the loan.

Will I be required to make an equity contribution when I apply for a loan?

No. However, when you apply for our asset finance services. The customer is expected to make a 30% equity contribution.

How much can I borrow and for how long?

You can borrow up to 5 million for as long as 365 days.

How can I increase my chances of getting my loan approved?

We use the information you provide to make a lending decision. Ensure you provide accurate details and all relevant requested documents.

What fees do you charge on a loan?

Not static varies between 1 to 3%.

How can I pay back my loan/what repayment structure do you have?

Our repayment methods are interest-based and flat-based. You can transfer directly into your AAA Finance account on/before your due date.

What information do you need to approve my loan?

Meet our account opening requirements and all other requested information

Where will my loan get disbursed?

Once your loan request is successful, your account is credited instantly.

How safe is my investment with AAA Finance?

Be rest assured that your investment is safe with us. We are regulated by the Central Bank of Nigeria (CBN) and insured by the Nigeria Deposit Insurance Corporation (NDIC). We employ due process in all our investment dealings.

How do I repay my loan?

You can:
I. Pay directly into your AAA Finance account.
II. Pay into our alternate repayment account details below
Bank: Fidelity Bank

Account Name: AAA Finance and Investment Company Limited
Account Number: 4011294574

LOCATIONOffice Address
Find us at our office located in Victoria Island, Lagos.
VISIT USWhere to find us
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7th Floor, Kings Court Building 3 Keystone Crescent Victoria Island, Lagos.
LOCATIONOffice Address
Find us at our office located in Victoria Island, Lagos.
VISIT USWhere to find us
https://aaafinancegroup.com/wp-content/uploads/2019/04/img-footer-map.png
Address: 7th Floor, Kings Court Building 3 Keystone Crescent Victoria Island, Lagos.
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