Executive Management

Nicholas Adheji is the Group Head, Risk Management & Control of AAA Finance.

Nicholas joins AAA Finance bringing his wealth of experience in compliance, business process, business advisory and consultancy. Prior to this, Nicholas was Head of Risk Management at Advanced Chemicals Limited, Apapa. Between 2005 to March 2014, Nicholas served as financial controller in Osychris Industies Limited, Security Trading and Investment Limited, Springboard Trust and Investment Limited, Protea Hotel Kuramo Waters. In these roles, Nicholas has been responsible for proactively leading teams in managing financial services, regulatory and operational risks, advising management, monitoring the company’s risk, and implementing strategies to minimise the exposure to any risk.

Nicholas cut his teeth in the financial services industry as part of a team that opened bank branches in Onitsha and Awka for Standard Trust Bank, now UBA plc between 1998 to 2003.

A graduate of Bendel State University, Ekpoma, now Ambrose Alli University, Nicholas qualified as a chartered accountant in May 2001.

Kingsley Ugwu have served as the Group Head, Corporate Affairs for AAA Finance since inception.

Kingsley is a seasoned legal practitioner with long years of experience and expertise in corporate and commercial law practice. He is a chartered Arbitrator and a member of several professional bodies.

Kingsley holds a Bachelor Degree (B.SC) in Political Science and a Law Degree (LL. B) from University of Nigeria Nsukka respectively. He also has a Master’s Degree in Law from Lagos State University. Kingsley was called to the Nigerian Bar in November 2008.